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Adrienne Dellwo

Filing for Disability While Working

By July 27, 2011

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Awhile ago I made a passing reference to applying for Social Security disability while still working, and I got a lot of questions about that. A loyal reader sent me some great information from a disability attorney that I wanted to pass along to clarify when that's possible.

You can't file while you're still working full time. You can file while working part time IF you're earning less than $1,000 a month AND you can prove that you're not able to work full time. That $1,000 is before taxes, but after deducting out-of-pocket medical expenses.

For more information, see: Filing for Disability With Fibromyalgia & Chronic Fatigue Syndrome.

Also see: To Work or Not To Work - When is it Time to Hang it Up?

Learn more or join the conversation!

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Comments
August 3, 2011 at 7:41 pm
(1) Guest says:

Thank you for continuing this thread. I’ve just been approved for disability after a 2 year wait (which I lived on 401k, savings, credit cards – now major $$$ in debt that will never be paid off unless we win the lottery.) – things I learned:

The disability legal help (several sources too) indicated altho the limit is 1k – it raises red flags to even state over 700$, the less you declare the better your case.

The longer your medication list the better. Listing depression, anxiety as major symptoms help, and most definitely seeing a shrink on a regular basis to list on your application was strongly encouraged as well as being on or having tried heavy duty psychiatric drug treatment. They also asked for my pharmacy drug profile (list of prescribed meds) over the last few years to prove this). My shrink said at one point “No one I know whose been approved with only a FEW prescriptions listed”. You have to show the court you’ve tried everything.

All of us know that “it’s not “all in your head” , but unfortunately FMS/CFS is still being lumped in with psychiatric disorders in many circles and therefore that’s the angle you are encouraged to pursue. I always tell people “Depression didn’t cause my other physical problems – my other physical problems caused depression.”

Also the judge wanted to know what new treatments I would try if granted SSDI – they really want to know that you are trying to get better. (which unfortantely have been battling this for years and pretty much tried everything, but assured I would keep trying.).

Hope to contribute more in the future, but having brain fog and exhaustion now, this took an hour to write this much.

thank you for listening, good luck everyone.

August 7, 2011 at 9:24 am
(2) Rebecca Fouts says:

Wow! They really made you jump through some hoops! They made me jump through some, but not near as many as you. It took me about two years. But I had really thought it was getting better, from my roommates recent experience. Guess not.

I’m starting to think a LOT depends on whose desk the damn file lands on. For instance, my roommate managed to get her SSDI based on fibro just recently. She’s only on a very small list of meds and I really felt she didn’t have enough doctor documentation. She hadn’t seen a specialist or anything. Just her GM. And not too regularly. She went to the doctor on the SS payroll and of course he said there’s no reason she can’t continue to do work she did a few years ago (phone work). But she can’t sit that long!

They denied of course at first. But as SOON as we hired a lawyer to do the appeal — within 2 weeks she was approved. Just like that.

What I learned is a LOT of it is about what the doctor says and how he says it. And what the attorney does, and how he says it. And how you report your condition on their forms. The advise I was given was when the paperwork asks about your medical situation, describe your WORST day

November 12, 2013 at 4:57 pm
(3) Angela. West says:

Does the $1000 you can earn a month while applying count my husband social security income too?

January 6, 2014 at 9:41 pm
(4) Lisa says:

If you are working full time due to the fact you need the income to support your family and part time is not an option at your company
Can you still file for disability due to fibromyalgia

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